Retirement Planning - I had no plan

I thought I figured out retirement when I was younger. Then I ran the numbers - and realized I was wrong.

This episode explores the shock of seeing my pension miscalculated and realizing how unprepared I was for the future. I share my journey of stress, rediscovering basic financial principles, and building new habits that are starting to give me peace of mind.

Takeaways for you:

-Don't wait until later-start saving now, even small amounts

-Tools like the 50/30/20 rule can simplify your budget

-Financial health, like fitness, is built in steps.

Easy resources for you to access:

Look up Dave Ramsey's content, podcast or radio show. The man has solid advice that works.

Look online for free budget calculators and retirement planners.

Put away something this week - even if its just $20, heck $5. Momentum builds over time.