OHH: Episode 151

*Episode 151: Question of the Month - How to raise credit score and reach Financial Freedom?

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_In this episode we discuss the history of the credit card, and credit in the United States. Do you know what the impact of your credit score is? Have you checked yours recently?

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History of Credit and the Credit Card

U.S. Credit

Gen X has the highest credit, avg $9,123.

Avg: $6,500.00

FICO score: 300 - 850

Average American FICO score: 715

AnnualCreditReport.com

Do you have a favorite credit card?

Discover purchased by Capital One

Department Stores’ reliance on their credit cards.

Score Range

Budgeting

Daisy’s story of PSLF student loan forgiveness and raising credit score from low 600’s after not using credit cards, to 800+ in 3 years