Episode 7 is all about FAMILY MONEY SAVING. I am joined by personal finance expert (The Frugal Cottage) and teacher Nicola Richardson.
We started with a bit of a chat about financial freedom and independence, being a specialist area of Nicola's.
We then began the family money saving chat.
- Early baby life, clothes, furniture, 2nd hand goods, try not to excessively spend, ignore the lists from the big retailers!
-Toddler life, Hand me Downs! Financial Awareness for Children, Selling stuff once its too small. Sell, Charity, give to friends.
-Childcare. The expense of it! Tax Credits, Childcare vouchers
-School time - Uniforms, After School clubs, Children Activities. Primary and Secondary School
-Days Out with the children
-Financial Education for Children -Junior ISAs, savings, investing for Children
-Apps, spending cards for children including Go Henry
Get a free £10 credit when you open a Go Henry card #aff https://www.gohenry.com/uk/influencerad-a/?promotion=LYNN10&ght=LYNN10
https://www.mrsmummypenny.co.uk/review-transferring-a-child-trust-fund-to-a-junior-isa-beanstalk/
You will save money after watching this video, or listening to this podcast!
My new season of videos and podcasts for Mrs Mummypenny Talks is here. I have 13 incredible episodes winging their way to you every week. Each focuses on a chapter of my book The Money Guide to Transform Your Life. I will be talking to best experts in the finance business about each subject area, giving the best guidance and tips on each area.
Nicola's website and social links are here. Along with both my book, available for sale from my website or Amazon https://www.instagram.com/thefrugalcottage/
Watch her brilliant YouTube channel here https://www.youtube.com/c/NicolaatTheFrugalCottage
You can buy my book here for JUST £9.99. https://www.mrsmummypenny.co.uk/product/the-money-guide-to-transform-your-life/
Or get it from Amazon https://amzn.to/3BUCuuZ
A few relevant articles that we mentioned that will help with money saving :- https://www.pensionbee.com/blog/2021/september/how-much-is-enough-pension-tips-and-guidance
https://www.mrsmummypenny.co.uk/half-term-ideas-children-free-low-cost/
https://www.mrsmummypenny.co.uk/how-much-does-it-cost-to-have-a-third-child/
https://www.mrsmummypenny.co.uk/review-transferring-a-child-trust-fund-to-a-junior-isa-beanstalk/
My posts may contain affiliate links which just means I will get a small commission if you decide to sign up/buy ... this in no way affects the price you pay; think of it as you virtually saying 'thanks for sharing'! :)