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Mortgage Brokerage, Property Investment Finance Joel White of Ramsay & White

Author
Allan Harding
Published
Tue 10 May 2022
Episode Link
https://omny.fm/shows/more-than-just-property/joel-white-of-ramsay-white

Ramsay & White is a specialist mortgage brokerage serving the specific finance needs of property investors across the UK and has secured over £500 million in lending. Joel White is one of the founders and joins Allan Harding this week on More Than Just Property to talk about the work he does with Ramsay & White and gives you expert advice not just for property, but for building lasting business relationships. 

 

KEY TAKEAWAYS

  • Ramsay & White is an award-winning firm of specialist property finance advisers based in Cardiff, but covering the whole of the UK.
  • The bad advice Joel received when he was just starting out made him want to make sure he only gave good advice and really gave people what they needed. 
  • Remember that property is a people business. Word of mouth is better than any other form of marketing. Building long term relationships will pay off more over time than the quick deal that might not be best for both parties. 
  • You need to attract and retain better people for your business, by having more arms to your business, then you can give people more opportunities to pursue their passions. 
  • Joel is driven by the business and the people he works with. If you think of the business as a ship, it needs steering and someone to point it in the right direction. 
  • Joel's biggest piece of advice is being honest with yourself and others. Do things that make sense to you and have a clear plan and explain it to others honestly. 

 

BEST MOMENTS

‘My main objective was always to give holistic advice to investors' 

‘It shouldn't be about quick wins, it's about setting out what you want to achieve and going on a journey'

‘I'd done 50,000 miles in my car to get those clients' 

‘I'd always empower and push the people and now three of them run their own branches'

‘Discipline is doing the things you don't want to do when you need to do them' 

 

EPISODE RESOURCES

https://ramsayandwhite.com/

[email protected]

 

ABOUT THE GUEST

“Ramsay & White is a specialist mortgage brokerage serving the specific finance needs of property investors across the UK.

Our broad skills, expertise and network of professionals can help a property investor to quickly generate momentum while growing their property portfolio. By understanding the clients true requirements and matching them with the most suitable lenders, we will match our clients with the best product for their specific purpose, in an efficient and timely manner.

As experienced property investors and qualified mortgage advisors, we are confident that we will deliver the highest quality service to our clients in the investor market, from first time landlords to experienced property developers.”

 

ABOUT THE HOST

Allan Harding

I've had an amazing career through to setting up my own businesses. It's time I gave that back to help other people achieve where they want to be in life. Through my learnings and those of the guests I have on the podcast I hope you find what you are looking for. I am certainly learning with every conversation that I have.From Art to finance, IT to Music, Some of my guests have led extraordinary lives and you can too. These recordings are unscripted and a natural conversation that explores peoples inner beings!

 

CONTACT METHOD

[email protected]

IG: @allanh1 https://instagram.com/allanh1

Facebook: https://www.facebook.com/allan.harding.37

Website - https://allanharding.co.uk

 

PODCAST DESCRIPTION

Entrepreneur, Business owner, Property investor and developer, Allan talks to people across the world asking questions that will help you determine your own journey and help. Having built several successful businesses and created a lifestyle to be proud of, Allan has set out on a journey to help as many people as possible achieve their dreams.

Hit me up on Instagram!: https://instagram.com/allanh1


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