Allan & Investing

Everybody wants to get rich quickly, but it’s not sustainable to do so. This week on More Than Just Property, Allan will be chatting to you about his reasons for investing, how he thinks investing should be done, who he looks up to, what you can do when you’re starting out, and what his plans are for the future. Think of this as Allans deep dive into his own personal investing strategy. 

KEY TAKEAWAYS

• The biggest problem we have as a society at the moment is that there are fewer people in jobs and with fewer people in jobs, there are fewer people paying tax. We also have people who have learned to make the tax system work for them and with an ageing population there are more people collecting pensions and not contributing anything back to that system. 
• Allan realised early on that he didn’t want to retire at 65 and live off a £600 per month pension for the rest of his life. There is a lot of life to be lived, that’s why he decided to work on his investments. 
• One of the ways you have to invest is through shares in companies. Always do your own research but here in the UK you can find a Stocks and Shares ISA and go from there. The ISA is essentially a tax free wrapper on your dividends. 
• Look into Index Funds who track the entire market so you don’t have to. 
• If you started investing £100 per month in your 20s in an ISA giving around 8% per month, then by the time you’d retire you would actually be a millionaire. 
• According to the 2022 Sunday Times Rich List there are 60 people in the top 250 who have listed property as their main source of income. 
• If you’re going to be a first time property buyer, look into help to buy ISAs. The government will essentially match whatever you save in that ISA towards your first property. That could be thousands of pounds of free money, just for saving. 

BEST MOMENTS

‘How do we build that freedom and get the life we want?’ 

‘There’s never a good time to invest, you just have to start’

‘It was clear to me that property had to be a base of any investment strategy’ 

‘I put £500 in towards that house and still own it today’

ABOUT THE HOST

Allan Harding

I’ve had an amazing career through setting up my own businesses. It's time I gave that back to help other people achieve where they want to be in life. Through my learnings and those of the guests I have on the podcast I hope you find what you are looking for. I am certainly learning with every conversation that I have.From Art to finance, IT to Music, Some of my guests have led extraordinary lives and you can too. These recordings are unscripted and a natural conversation that explores peoples inner beings!

CONTACT METHOD

[email protected]

IG: @allanh1 https://instagram.com/allanh1

Facebook: https://www.facebook.com/allan.harding.37

Website - https://allanharding.co.uk

PODCAST DESCRIPTION

Entrepreneur, Business owner, Property investor and developer, Allan talks to people across the world asking questions that will help you determine your own journey and help. Having built several successful businesses and created a lifestyle to be proud of, Allan has set out on a journey to help as many people as possible achieve their dreams.

Hit me up on Instagram!: https://instagram.com/allanh1

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