Ep.38 🤑 3 Crucial Steps to Survive a Tight Budget

 🌟 In this episode, we're discussing some of the 2024 Women in Money Empowerment Conference highlights. It was a gathering of brilliant minds from the insurance, investing, banking, and financial education sectors, all sharing wisdom to teach and encourage women in their financial journey. 

In the episode, we'll explore what to do when there is more month than money left without sacrificing fun and joy. I'm sharing three powerful strategies to navigate those tight budgets: increasing your income, trimming down those expenses, and uncovering delightful, budget-friendly activities that spark joy.  Sometimes, those moments are exactly what we need to test our capacity for discipline and growth. 

Key Highlights:

1. Three Budgeting Strategies: Discover how to increase your income, cut back on expenses, and embrace frugal joys to maintain a positive outlook.
2. Optimize Your Tax Withholdings: Learn how adjusting your W4 can prevent you from overpaying Uncle Sam and allow you to make the most of your money now.
3. Frugal Joy Inspirations: Delight in simple pleasures like sipping homemade lemongrass tea, hosting a cozy chocolate tasting, or wandering through unexplored neighborhoods.

And don't miss out on our Frugal Joy Challenge: What's one frugal joy you can integrate into your life today? Share your favorite budget-friendly activity that brings you happiness without breaking the bank! 🎉

Click here to get the 45 Frugal Joys list shared by Amanda Christensen from @utahmoneymatters! 💪💖

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