Ep 13: Status of the American Pension

The pension has long been the key source of income for American retirement plans, but that’s changed over the past decade or two. As the pension disappears, it’s impacting the way people have to save and invest to ensure their retirement goals are met. On this episode, we’ll discuss the adjustments that pre-retirees are having to make.

Key Points: 

0:42 – Biggest issues with pension plans

3:24 – Lump sum vs annuity payment

6:30 – Puts responsibility back in employee’s hands

7:50 – Building your own pension

9:12 – Combatting inflation

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