#201 John Webb - What’s Your Money Story?

🎙 Episode 201: Building a Strong Credit Foundation – How to Teach Your Teens About Credit Scores and Money Management

When it comes to financial literacy, understanding credit scores is crucial—but many teens don’t learn the basics until it’s too late. In this enlightening episode of Let’s Talk Money and More, Lesley Thomas speaks with financial expert John Webb about how young people can start building a healthy credit score—and why it’s so important for their future.

Drawing from his own personal experiences with debt and credit, John breaks down the essentials of managing money, using credit wisely, and setting a strong financial foundation. He shares practical tips for both teens and parents on how to avoid common pitfalls and start building good credit early.

💡 What You’ll Learn in This Episode:

✅ Why understanding credit scores is crucial for young adults

✅ The importance of managing credit responsibly and avoiding debt traps

✅ Practical steps for building a strong credit history from scratch

✅ How to navigate the confusing world of credit cards and loans

✅ The most common myths about credit scores—and what to do about them

✅ Why being proactive about credit from an early age can lead to better financial opportunities

🧠 Key Takeaways:

✨ “A healthy credit score is like a financial passport—it opens doors to everything from mortgages to mobile phone contracts.”

✨ “It’s not about avoiding debt entirely, it’s about knowing how to manage it and paying it off on time.”

✨ “Being aware of your credit score early on will give you a head start when you need financial products down the road.”

📚 The Power of Financial Education

Understanding credit is just the beginning. John emphasizes how important it is to teach teens not only the mechanics of credit but the emotional resilience needed to make smart money choices.

🔗 Want More Resources on Credit Management?

Check out Experian’s free tools for monitoring your credit score and get started on your journey to financial confidence today. The link is available in the show notes.

👂 If You’re a Parent or Educator

It’s never too early to start teaching the next generation about credit. Discuss the basics of credit scores with your teen, share your own experiences, and encourage them to start tracking their credit score today.

🎧 Tune in now to learn how to help the young people in your life build a strong financial future—one smart decision at a time.

Connect with John Webb

John Webb LinkedIn: https://www.linkedin.com/in/johnwebb1912/

Experian LinkedIn: https://www.linkedin.com/company/experian/

Facebook: https://www.facebook.com/ExperianUK

Instagram: https://www.instagram.com/experian_uk

Purchase the Amazon Best Seller - ‘Parents, Let’s Talk Money’ Book – on sale now !

https://amzn.eu/d/0qj3BEf

Or for the perfect Parent and Teen Bundle also buying Money@Home, the online Financial Literacy and Success Mindset programme

https://lesleyathomas.kartra.com/page/money-at-home-sales

Connect with Lesley Thomas

My website www.themoneyconfidenceacademy.com/

Follow me on Instagram www.instagram.com/iamlesley_thomas

Connect with me on LinkedIn www.linkedin.com/in/lesley-thomas

Book a Free 30 mins call with me - https://calendly.com/lesley-themoneyconfidenceacademy/30mins-121

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