S4E20 – Should You Buy a House in Retirement?

Welcome back to Kitchen Table Finance, where we serve up bite-sized financial wisdom with a side of common sense. In this episode, Dave and Nick tackle one of the biggest financial questions for retirees: Should you buy a house in retirement—or just stay put?

Here’s what’s on the table:

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  Why timing the housing market is just as tricky as timing the stock market

  
  


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  The emotional side of downsizing—yes, those red velvet ropes for the kids’ old rooms count!

  
  


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  Why small homes are in big demand—and what that means for prices

  
  


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  Mortgages in retirement: fact vs. fiction (Hint: You can get one)

  
  


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  The pros and cons of paying off your mortgage vs. keeping your investments liquid

  
  


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  Real-life scenarios showing the costs of “downsizing” and whether it actually saves you money

  
  


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  Alternatives like renting, reverse mortgages, and bridge loans

  
  


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  The surprising truth about homeownership and wealth-building

  
  

https://youtu.be/P5JAiS8dDuY

It’s not just about the numbers—it’s about your goals, lifestyle, and peace of mind. Whether you’re dreaming of a maintenance-free condo or a cozy ranch to age in place, there are lots of options to make it work.

Need help sorting through the details of your own housing plan? Let’s chat. Start with a free, no-pressure Fit Meeting to see how we can help you build a retirement that fits you.