Keep The Change
Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life.
Each episode, we'll break down the money questions that matter.
-Smart, simple ways to make your money work harder
-Conversations with experts who help real people every day
-The human stories behind how we earn, spend, and save
Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.
- Update frequency
- every 17 days
- Average duration
- 36 minutes
- Episodes
- 11
- Years Active
- 2025
Buying a Home in 2025: Is The Dream Still Alive?
Buying a home has never felt harder: high interest rates, confusing mortgage jargon, and rising costs are pushing first-time buyers to the brink. But is it still possible?
In this episode, Tom is join…
Closing the UK’s Advice Gap, With Ruth Handcock OBE, Octopus Money CEO
In this episode of Keep The Change, Tom is joined by Ruth Handcock OBE, CEO of Octopus Money. Ruth’s had a pretty extraordinary career – working in Sierra Leone, leading a fast-growing financial well…
Educating Young People on the Power of Investing with Ola from All Things Money
In this episode of Keep The Change, Tom chats with Ola, founder of All Things Money, a platform that helps young people take charge of their finances with relatable and practical content. They discus…
Premium Bonds: A Safe Bet or Just a Bet?
In this episode of Keep The Change, Tom is joined by Kristian Manton, chartered financial adviser at Octopus Money and the youngest person in the UK to pass the highest level of adviser exams. Togeth…
Family, Culture & Cash: Navigating Money in a New Culture With Mooka Maboshe
In this episode of Keep The Change, Tom sits down with Mooka Maboshe, one of our financial coaches at Octopus Money. Mooka shares her experience of moving from Zambia to South Wales and reflects on h…
Money Mum on Mindset, Motherhood & Making It Work
In this episode of Keep the Change, Tom is joined by Gemma Bird, better known as Money Mum, to talk about her journey to becoming a money-saving influencer. With nearly 500,000 Instagram followers an…
Money, Identity & Going Public - Jessie Leong on Life as a Money Influencer
In this episode of Keep the Change, Tom sits down with financial influencer Jessie Leong, founder of How I Fund This. They dive into Jessie’s personal finance journey, how she built a supportive comm…
Lessons from a Viral Money Diary – Elle Hunt, Guardian writer
In this episode of Keep the Change, Tom sits down with journalist and author Elle Hunt to unpack her viral money diary that sparked headlines—and the public reaction that followed. From avocado toast…
Women, Wealth & Financial Confidence
When it comes to building financial confidence, women face a unique set of challenges.
In this episode of Keep the Change, Elsie Garvey chats with Octopus Money’s very own money coach, Sula Armstrong,…
Love & Money with Laura Whateley
Money is emotional. And when love enters the picture, it gets even more complicated.
In this episode of Keep the Change, Laura Whateley – award-winning journalist, bestselling author, and all-around m…
Who Wants To Be an ISA Millionaire?
The number of "ISA millionaires" in the UK has skyrocketed – from just a handful a decade ago to 5,000 in 2024. So, how are people quietly turning their ISAs into million-pound fortunes? And could yo…