In this episode, I’m joined by Jay Tolentino, a Dubai-based financial coach with a passion for helping people take control of their money. We talk about the mindset, habits, and strategies you need to build a stable financial foundation—whether you're self-employed, juggling side hustles, or just trying to make smarter money decisions.Jay shares practical tips on budgeting, managing inconsistent income, and investing for long-term success. This isn’t just about numbers, it’s about creating a financial system that works for your lifestyle.If you’ve ever felt overwhelmed by money or unsure where to start, this conversation will give you clarity, direction, and motivation.