TransUnion dispute stall letter: What to do when you receive this letter?

Author: Christopher Stirgus
Published: Tue 29 Mar 2022
Episode Link: https://rss.com/podcasts/stirguscreditrepair/437157

TransUnion has sent everyone in the entire world who disputed something on their credit report, stating that they believe a 3rd party credit repair company is working on their credit reports WITHOUT the client's permission.

Even if you worked on your own credit, you still will receive their stall letter.

So I decided to find something on my credit report, to dispute on my own and see if they will send me the letter also. I found 3 hard inquiries on my credit report, from applying from 3 credit cards a year ago and TransUnion quickly sent me their automated letter, stating they don't believe I disputed the items on my own or gave permission to a credit repair company. However, Equifax DELETED the items as requested.

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