Regulation E Expansion: A Closer Look at the CFPB’s Latest Rule

The Consumer Financial Protection Bureau is starting 2025 with a significant move—a proposed interpretive rule expanding the scope of products regulated under Regulation E. Despite the expectation that CFPB Director Rohit Chopra will be replaced by the next administration, the Bureau continues its active rulemaking and enforcement efforts. 

In this episode of the IPA Payments Pod, I’m joined by Brian Tate, the IPA’s CEO, to discuss the implications of this proposed rule for the payments industry. We dive into: 

• Key provisions of the rule. 

• Its potential longevity amidst a changing administration. 

• How it might serve as a foundation for regulatory reform. 

This podcast was recorded on January 14, 2025. Things may have changed by the time you hear it. 

• Stay tuned as we monitor updates to this proposed rule. 

• Don’t miss our upcoming Webinar on January 23, where we’ll discuss strategies for working with older adults who have experienced fraud. Members can register at IPA.org. 

 Subscribe to the IPA Payments Pod, leave us a review, and share this episode with your colleagues to stay informed on critical regulatory changes shaping the payments industry.