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Should I Stop Funding My IBC Whole Life Policy As Soon As Possible?

Author
Valerie LaRoque
Published
Thu 19 Jun 2025
Episode Link
https://sites.libsyn.com/452085/should-i-stop-funding-my-ibc-whole-life-policy-as-soon-as-possible

You can reach a point when you’re no longer required to keep funding your Whole Life policy. And so it’s easy to think you should stop as soon as that moment comes and put your money toward something else. 

But is that the best decision?

In this episode I’ll explain why even though everybody’s situation is unique, in most cases you shouldn’t plan to stop funding your policy any time soon.

I’ll also share when it does make sense, and what to do when that happens.

Listen now!

Show highlights include:

  • Can the FDIC really protect you? Chilling facts about how ill-equipped the FDIC is for weathering a major bank crisis. (2:04)
  • Simple perspective that permanently shifts your bad attitude about your insurance premium. (6:45)
  • When it actually makes sense to stop funding your policy and why you’re probably not there yet. (8:35)
  • Why the majority of IBC users shouldn’t stop funding their Whole Life after 10 or even 20 years. (9:48)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

 

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