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Myth Busters! You Lose Control of Your Money with the Infinite Banking Concept

Author
Valerie LaRoque
Published
Thu 14 Aug 2025
Episode Link
https://sites.libsyn.com/452085/myth-busters-you-lose-control-of-your-money-with-the-infinite-banking-concept

Some people look at the funds that go into a Whole Life Insurance policy built for Infinite Banking and think the money goes in and then you don’t have control…at least not for a long time.

But is that the truth?

In this episode I’m tackling two more IBC myths head-on so you can have a clear view of what Infinite Banking is really like. I’ll explain why–despite what critics say–IBC offers you unmatched control of your money, and benefits you can access from the very first day.

Listen now!

Show highlights include:

  • Easiest loan process ever? How borrowing from your Whole Life policy compares to conventional bank loans. (1:52)
  • Why borrowing against your 401K may not be the best idea, especially if you’re under 60 or plan to change jobs soon. (2:18)
  • What “margin call” actually is, and why you need to know before you think about borrowing against securities. (3:40)
  • How HELOC beats a credit card, but can’t keep up with IBC. (4:31)
  • Does it really take a decade to see any benefits with IBC? What the timeline actually looks like. (5:40)
  • Surprising truth about how quickly you can borrow against your cash value. (6:10)

Reach out to me:

[email protected]

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

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