Myth Busters: Borrowing Against Your Life Insurance Policy Will Cause You to Lose Money
- Author
- Valerie LaRoque
- Published
- Thu 04 Sep 2025
- Episode Link
- https://sites.libsyn.com/452085/myth-busters-borrowing-against-your-life-insurance-policy-will-cause-you-to-lose-money
It’s time to bust another myth about Infinite Banking.
This time I’m tackling the mistaken idea that borrowing against your life insurance policy makes you lose money. I’ll explain where the confusion comes from, and the truth about IBC and borrowing.
Listen now!
Show highlights include:
- Surprising source of IBC confusion. (1:15)
- IBC loans “de-mystified.” What actually happens when you take a policy loan. (1:45)
- Unique advantages to borrowing against your policy cash value, instead of from a bank. (2:04)
- Why life insurance loans are the most efficient type of loan. (3:59)
- 3 concerns that fuel confusion about life insurance loans. (5:00)
- Beware! Risks that actually could wreck your policy. (8:54)
- Bank Loans and Credit vs. Policy loans. The clear-cut winner. (12:27)
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