Why ADHD Brains Struggle with Money (+12 Game-Changing Strategies)

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That sinking feeling when you realize you've been paying for three different—and overlapping—streaming services you don’t use? Or when you're staring at a pile of unopened bills wondering how adulting got so complicated? If you have ADHD, money management isn't just challenging—it's playing financial whack-a-mole with a brain that's working against you.

Stop letting your ADHD brain sabotage your financial goals—hit subscribe and learn money management strategies that actually work with your neurodivergent brain (no spreadsheet mastery required).

• Click here for this episode’s blog post with links to sources and even more content.
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Who Should Listen

This episode is for women with ADHD who are tired of the shame spiral that comes with financial struggles, and anyone who's ever wondered why something as "simple" as paying bills on time feels nearly impossible with a neurodivergent brain.

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What You Get In This Episode

• Why ADHD creates a perfect storm of money management challenges (executive dysfunction meets dopamine-seeking behavior)
• The real cost of the "ADHD tax"—late fees, forgotten subscriptions, and impulse purchases that add up
• Practical, brain-friendly systems like separate checking accounts and strategic auto-renewals
• How to reframe certain spending as necessary accommodations rather than failures
• Strategies for dealing with financial shame and building sustainable money habits that work with your ADHD, not against it

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Bios

Caitlin brings her signature blend of humor and practical advice to help overwhelmed moms navigate the challenges of ADHD and adulting. Ariella Monti (ariellamonti.com) is a novelist and unstoppable force who understands firsthand how ADHD affects every aspect of daily life, including financial management.

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Sources & Mentions

• Managing Money and ADHD | CHADD
• Mastering Money Management with ADHD: Practical Tips for Adults | The Mini ADHD Coach
• What Is the ADHD Tax? | Verywell Mind

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CK & GK

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