Homeowner AF: The Canadian First Time Homebuyer Podcast
Mortgage agent and Educator Brianna Goslin examines the barriers to homeownership that exist for Canadian first-time homebuyers and provides actionable advice. Learn from industry professionals, affordable housing advocates, change-makers and first-time homebuyers who were just like you.
- Update frequency
- every 7 days
- Average duration
- 20 minutes
- Episodes
- 36
- Years Active
- 2023 - 2024
Unlocking the FHSA with Scott McEachern
Book a Call with Brianna:
Schedule your consultation here: https://calendar.app.google/X1Tv2yHfUtSCuRvp8
Connect with Brianna:
Instagram: https://www.instagram.com/briannagoslinmortgages/
LinkedIn: https…
Bonus Episode: New Mortgage Regulations for First Time Buyers
Brianna is back with timely information for Canadian First Time Homebuyers:
Coming into effect December 14, 2024, first-time buyers in Canada will have access to 30-year amortizations on insured mort…
Is Credit Utilization Killing Your Mortgage Application?
Are you making the minimum payments on time, on all your debts, but still seeing your credit score decline? You might be using too much credit. In today's episode, Brianna talks about credit utiliza…
Timing The Market With Alex Mohr
In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024.
Connect with Alex
- Instagram @Alex_Mohr
Conn…
Boutique Service at No Cost To You: How to Get Your Best Rate This Spring
In this episode, discover the benefits of working with a mortgage agent for Canadian first-time homebuyers. Learn why rate shopping without guidance is unwise and explore:
- Why a mortgage agent is esse…
How Much Cash Do I Need To Close?
Congratulations! You've saved your downpayment, and you're ready to buy... but how much more cash will you need to close on your first home purchase? Listen in to learn:
- How to determine your minimum…
Should I Choose A Fixed Rate or Variable Rate Mortgage in 2024?
Fixed or variable rate mortgage in 2024? Which one is right for you? In today's episode, Brianna explains:
- how the fixed interest rate is determined
- how the variable interest rate is determined
- pros a…
How To Plan Your Purchase Price
Did you know that what you qualify for, may not be what you can actually afford? Listen in to learn more.
Book a Call with Brianna:
Schedule your consultation here: https://calendar.app.google/X1Tv2yH…
3 Strategies My First Time Homebuyer Clients Used in 2023
2023 was a rough year for first-time home buyers, yet most of my clients were first-time buyers! Curious about how they did it?
My buyers leveraged:
- Gifted Downpayment
- The Canadian Homebuyer's Plan and…
Offer Accepted! Now What?
You've gone house hunting,
you've found " The One",
you've submitted your offer
and finally,
OFFER ACCEPTED! But what's next? Listen in to learn:
- What happens before fulfilling the condition of financ…
Falling Interest Rates and Multiple Offers: Why you STILL Need a Pre-Approval in the Spring 2024 Market
In this timely episode, Brianna talks about the role of proper pre-approval in the first homebuying process as it pertains to the Spring 2023 market. Listen in to learn:
- What's going on in the Real E…
House Hacking, Homebuying in Sudbury and Ten Dollar Building Lots with Emily Cerilli
Emily Cerilli aka @sudburyrealtor.emily, visits the pod to chat:
- The Sudbury, Ontario market and the opportunities that exist in the Northern community
- HOUSE HACKING: What it is, and why you should exp…
Husmates and Co-Ownership with Lesli Gaynor and Parimal Gosai
Lesli Gaynor and Parimal Gosai, realtors and creators of the Husmates app, drop in to chat:
- the benefits of co-ownership and the diverse opportunities that open up with this model of homebuying
- how it …
Accelerating The Transfer of Generational Wealth: Reverse Mortgage for Downpayment
Suzy Fernandes-Arruda, BDM at Home Equity Bank (Home of the CHIP Reverse Mortgage), chats with Brianna about reverse mortgages, myths and false impressions, and how to accelerate your home ownership …
Data, Sentiment and EQUITY, Oh my! A conversation with Nicole Montgomery, Durham Region @raddestrealtor
Brianna chats with Nicole Montgomery @raddestrealtor about first time buying, and what’s happening RIGHT NOW in the Canadian real estate market. Listen in for:
- Nicole’s home ownership story
- Why you sh…
Seif El-Sahly: Garage Conversions, First Time Buyers, Landlord Struggles and Setting Yourself Up For Success
Seif El-Sahly drops by Homeowner AF to talk about how his company, Newfore Inc., is helping homeowners leverage their existing properties to:
- create more housing units in our most populated Ontario c…
TRESA Regulations and How They Impact You with Kari Clark
Muskoka realtor with Coldwell Banker, Kari Clark, stops by the pod to explain
- the new TRESA regulations
- how they will affect Ontario homebuyers
- Kari’s advice for first-time homebuyers looking forward …
The Homebuying Series: Insurance chat with Alma and Emerson
Today, in the fourth and final episode of The Homebuying Series, Alma Aquino and Emerson Munsayac from the Pineapple family chat with Brianna about:
- Why you need insurance: point blank, period.
- When yo…
The Homebuying Series: "What happens at the lawyer's office"? With Melissa Douglas
Lawyer and owner of Douglas Law Firm, Melissa Douglas, drops by the pod to chat about:
- what to expect at the lawyer’s office for your first purchase
- Who qualifies as a "First Time Homebuyer"
- how to prot…
The Homebuying Series: House Hunting with Corey Brown
This week, Brianna welcomes Corey, a local Muskoka Realtor
They chat about:
- What to expect when house hunting
- Where to start
- Rural living and Muskoka real estate
- Tips when buying in a new municipality
Chec…