13: Emergency Fund 101

Ever feel like building an emergency fund is impossible when you’re just trying to stay afloat? In this episode, we’re breaking down exactly how to start—even if money is tight or inconsistent.

You’ll learn:

• What counts as a real emergency (and what doesn’t)


• How much to save based on your life


• Where to keep it so it’s safe but accessible


• Common mindset blocks that keep women stuck—and how to overcome them

This is your no-shame, beginner-friendly guide to finally building financial peace.

💬 Links + Resources Mentioned:

✅ Start your high-yield savings account with SoFi and get a free cash bonus when you use my referral link → get your $25 with SoFi here!

📊 Download the FREE One Month Expense Audit to find hidden money in your budget → one month expense audit

🧠 Grab the Budget Bundle for the full budgeting system + mindset tools to stop living paycheck to paycheck → budget bundle

💬 Join Her Money Club for monthly support, resources, and exclusive workshops → Her Money Club!

🎯 Need 1:1 help with your money plan? Work with me privately and get personalized coaching that fits your life → one time coaching call

→ 12 week private coaching

💖 If this episode helped you, don’t forget to:

✔ Follow me on my socials (TikTok, YouTube, and Facebook is @courtneyschweinler and Instagram is @hermoneymindsets_)

✔ Leave a review

✔ Share it with a friend who’s ready to take control of her finances