Let's play, "Covered by cyber insurance — true or false?"

Dave and Joe answer a listener question about a mysterious Netflix account. Dave describes a service for Airbnb scammers. Joe explains a particularly "nasty" Instagram scam. Carole Theriault interviews cyber insurance expert Martin Overton from OMG Cyber. 
Links to stories:
https://www.bleepingcomputer.com/news/security/the-nasty-list-phishing-scam-is-sweeping-through-instagram/ 
https://krebsonsecurity.com/2019/04/land-lordz-service-powers-airbnb-scams/
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