401(k) Plan Investments - Pension Maxima Investment Advisory

In this episode, Bonnie Yam delves into the intricacies of pension management, providing an overview of various investment options. The discussion begins with an examination of participant demographics and how these influence investment selection. Bonnie explores the differences between passive and active investments, shedding light on the often-overlooked mutual fund fees. The conversation transitions to the role of fee-based Registered Investment Advisors (RIAs) and the increasing popularity of target date funds as a retirement strategy. Listeners are introduced to investment monitoring tools, including Rxstreamer, which offers low fee alternatives. The episode wraps up with closing remarks and contact information for further assistance.

(0:00) Introduction to pension management and overview of investment options with Bonnie Yam
(1:09) Understanding participant demographics and investment selection
(1:25) Passive vs active investments and mutual fund fees
(2:37) Fee-based RIAs and the rise of target date funds
(4:12) Investment monitoring tools and Rxstreamer for low fee alternatives
(5:35) Closing remarks and contact information