Retirement Distributions 101

Join hosts James Anderson and Kevin Dauphinee in the "Gold Standard Retirement Planning" podcast.

In this episode, we tackle the complexities of retirement distributions and the strategies to maximize your retirement savings. Kevin shares his expertise on the three types of accounts—taxable, tax-deferred, and tax-free—and the optimal sequence for withdrawing from each. We explore the importance of Roth conversions, understanding required minimum distributions (RMDs), and creating a sustainable, tax-efficient drawdown strategy.

Tune in to discover how to navigate the distribution phase of retirement with confidence and protect your hard-earned savings from unnecessary taxes.

We discussed:

• The differences between taxable, tax-deferred, and tax-free accounts

• The benefits of Roth conversions to minimize future taxes

• How RMDs impact your taxes and strategies to manage them

• Creating a tax-efficient drawdown strategy for retirement

Our goal is to simplify complex financial concepts and provide actionable insights to help you confidently navigate your retirement.

To hear the full interview and get more great financial advice, subscribe on Spotify or Apple Podcasts!