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There’s No ROI Until You Die With Lifetime Income Annuities: Shootin’ It Straight With Stan

Author
The Annuity Man
Published
Wed 29 May 2024
Episode Link
https://theannuityman.libsyn.com/theres-no-roi-until-you-die-with-lifetime-income-annuities-shootin-it-straight-with-stan

In this episode, The Annuity Man discussed: 

  • The four primary annuity types for lifetime income

  • There’s no ROI until you die with lifetime income annuities

  • Two important questions to consider when buying annuities 

 

Key Takeaways: 

  • There are four primary annuity types providing lifetime income: Single Premium Immediate Annuities, Deferred Income Annuities, Qualified Longevity Annuity Contracts, and Income Riders attached to products like Index Annuities and Variable Annuities. 

  • Lifetime income from annuities is a combination of return of principal plus interest, with the annuity company contractually obligated to pay as long as the buyer is breathing.

  • When you're buying lifetime income, always ask two questions: what do you want the money to contractually do and when do you want those contractual guarantees to start?

 

"Lifetime income stream is not an investment. This is a contract; a transfer of risk contract. I'm transferring the risk to solve for longevity risk - the fear of outliving your money." —  Stan The Annuity Man. 

 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: [email protected] 

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

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