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Go to the Sidelines With Annuity Contractual Guarantees: Shootin' It Straight With Stan

Author
The Annuity Man
Published
Wed 01 Nov 2023
Episode Link
https://theannuityman.libsyn.com/go-to-the-sidelines-with-annuity-contractual-guarantees-shootin-it-straight-with-stan

In this episode, The Annuity Man discussed: 

  • Making money from the sidelines

  • The trifecta of principal protection 

  • Nobody knows where interest rates are going to go 

 

Key Takeaways: 

  • In the past decade, you wouldn’t make much money if you went to the sidelines. CDs, money markets, treasuries, and MYGAs weren’t paying that much. However, until a few months ago, when interest rates moved significantly, you could now go to the sidelines and make money contractually. 

  • The principal protection trifecta are CDs, treasuries, and multi-year guaranteed annuities. MYGAs are fixed-rate, not indexed nor variable. This means they give a guaranteed interest rate for a specific period of time. 

  • Nobody knows where interest rates are going to go. Stop trying to thread the needle, stop trying to look for an arbitrage moment, and stop trying to wait for the bell to ring - it doesn't ring at the top or the bottom. 

 

"If you want to go the sidelines, go! There's no reason to hesitate to go because you can get great contractual guarantees. And if you want to go back into the markets, go back in when your neighbor walks out the door and vomits after seeing the market losses." —  Stan The Annuity Man. 

 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: [email protected] 

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

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