Can Your Annuity Income Increase With Inflation?: Shootin' It Straight With Stan

In this episode, The Annuity Man discussed: 

• Annuities that increase with inflation 

• The role of interest rates in pricing 

• For products that adjust for inflation

• Reverse-engineering your income floor

Key Takeaways: 

• Annuities don’t give things away for free. A product that magically increases with inflation doesn’t exist. 

• Lifetime income is primarily priced based on your life expectancy at the time you take the payment. Interest rates play a minor role. 

• For products that have a potential or contractual increase for inflation, the annuity company will severely lower the initial income as compared to the exact annuity without the increase. 

• Don’t focus on things that you can’t control. Focus on building up an income floor that suits your needs. Compute the number you’ll need to cover your expenses; we can reverse-engineer a product for that. 

"It's math to the annuity companies. It should be math to you. If it sounds too good to be true, it is every single time. " —  Stan The Annuity Man. 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: [email protected] 

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

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