Belt & Suspenders Annuity Strategies: Shootin' It Straight With Stan (TAM Classic)

In this episode, The Annuity Man discussed: 

• State guaranty funds 

• The true safety of the industry 

• Life insurance companies are more regulated 

• Assigning unused money to beneficiaries

Key Takeaways: 

• If you look at the state guaranty fund, each state has a specific rule in place to protect you and your money in case something happens to the carrier. 

• You should be buying the claims-paying ability of the life insurance company from the standpoint of safety. The true safety of the annuity industry is the industry policing itself. 

• Life insurance companies are not smarter than banks, they’re just more regulated. The company is handcuffed from making financially stupid decisions. 

• You can structure an annuity so that 100% of any unused money goes to your family or beneficiaries. 

"You can protect yourself and your hard-earned money in a myriad of ways. You can protect it by buying very good companies, by buying underneath the state guarantee fund within your state, and by structuring the policy so that 100% of any unused money goes to your family or beneficiaries." —  Stan The Annuity Man. 

Connect with The Annuity Man: 

Website: http://theannuityman.com/ 

Email: [email protected] 

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 

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