043: Why Renewal Rates are the Secret to Fixed Index Annuities

In this episode, The Annuity Man discusses: 

• What an index annuity is. 
• Buying the contractual reality, not the dream. 
• Why renewal rates are the key to index annuities. 
• The importance of understanding what the renewal rates are and why they matter.

Key Takeaways: 

• If you’re looking for an index annuity for accumulation, then you need to know about renewal rates. 
• There is no renewal rate history on an index that has just been created. 
• There is no reason not to send a specimen policy - annuities are contracts, so you might want to read it before you sign. 
• Never, ever, ever base your decision on a backtested number. 

"Renewal rates with indexed annuities are the secret and hidden sauce that no one ever talks about, but that you and me need to talk about. " —  Stan The Annuity Man 

Connect with The Annuity Man: 

Website: TheAnnuityMan.com 

Email: [email protected] 

Book: Owner’s Manuals 

YouTube: Stan The Annuity Man 

Get a Quote Today!