028: Annuity Death Benefits: How They Work & The Choices Offered

In this episode, The Annuity Man discusses: 

• Structuring your lifetime income payment to go to your beneficiary, not the evil annuity company. 
• Life insurance versus annuity death benefits. 
• Common death benefit choices. 
• Beneficiary setups for annuity death benefits.   

Key Takeaways: 

• Annuities are contracts, it is up to you how you want to structure it. 
• Annuities are customizable from a death benefit standpoint. 
• Fixed annuities are regulated at a state level, not a federal level. 
• There is no urgency to buy an annuity, you’ve got to do it on your terms and your timeline. 

"Can annuities be fun? Yeah! Can contractual guarantees be fun? Yeah! Can death be fun? No. but, with the contractual guarantees of annuities, we can make sure that it is as enjoyable for your beneficiaries as humanly possible." —  The Annuity Man 

Connect with The Annuity Man: 

Website: TheAnnuityMan.com 

Email: [email protected] 

Book: SPIA Owner’s Manual 

YouTube: Stan The Annuity Man 

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