024: How Annuity Companies Make Money On Your Annuity

In this episode, The Annuity Man discusses: 

• How annuity companies are more regulated than banks
• Where annuity companies are required to put your money
• The US 10 Year Treasury Note and the role is plays with annuities 
• The reason for surrender charges on deferred annuities 

Key Takeaways: 

• Fixed annuity companies have 100% of your money available day one
• Life expectancy drives the pricing train with lifetime income guarantees
• All lifetime income payments are a combination of return of principal plus interest 
• Annuity companies are shouldering the risk you are transferring to them 

"Life insurance companies have big buildings for a reason because they know when we are going to die, so they price their products accordingly. " —  The Annuity Man 

Connect with The Annuity Man: 

Website: TheAnnuityMan.com 

Email: [email protected] 

YouTube: Stan The Annuity Man