1. EachPod

017: Explaining Annuitization Structuring Choices

Author
The Annuity Man
Published
Fri 31 Jan 2020
Episode Link
http://theannuityman.com/

In this episode, The Annuity Man discusses: 

  • What annuitization means and how it works 
  • The different structuring choices and how they work
  • How you can customize the quotes for your situation
  • How lifetime income guarantees are priced

 

Key Takeaways: 

  • There are over 30 ways to structure annuity payments
  • Annuities are the only product type that guarantees a lifetime income stream
  • Annuities can be held in IRAs, Roth IRAs, non-IRAs (non-qualified accounts)
  • Always shop all carriers to find the highest contractual guarantee

 

"When you buy a lifetime income stream, the primary pricing mechanism is your life expectancy at the time you take the payment.  Interest rates play a secondary pricing role." —  The Annuity Man 

  

Connect with The Annuity Man: 

Website: TheAnnuityMan.com 

Email: [email protected] 

YouTube: Stan The Annuity Man

 

 

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