006: What is a Fixed Index Annuity (FIA)?

In this episode, The Annuity Man discusses: 

• What is a FIA and how it works 
• The history of FIAs 
• The benefits and limitations of a FIA 
• Where FIAs can fit in your portfolio 

Key Takeaways: 

• FIAs were introduced in 1995 to compete with CD (not market) returns 
• Income Rider guarantees can be attached to most FIA policies 
• FIAs are life insurance products, not securities 
• Don’t base your buying decision on back-tested proposal returns  

"Don’t buy the annuity dream, own the contractual reality." —  The Annuity Man 

Connect with The Annuity Man: 

Website: TheAnnuityMan.com 

Email: [email protected] 

Book: FIA Owner’s Manual 

YouTube: Stan The Annuity Man 

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