“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man discussed: 

• Recognizing annuity trade-offs

• Focusing on contractual guarantees

• Asking the right questions

• Evaluating strength over sales pitches

Key Takeaw…

In this episode, The Annuity Man discussed: 

• Annuities as lifetime income

• How annuities are priced

• Focus on contractual guarantees

• Two primary purposes of annuities

Key Takeaways: 

• Annu…

In this episode, The Annuity Man discussed: 

• The value of annuities for lifetime income planning 

• Laddering strategy with annuities 

• Placing an annuity inside a trust 

Key Takeaways: 

• Whe…

In this episode, The Annuity Man discussed: 

• CDs and MYGAs

• I-bond no-brainer

• The safest product in principal protection 

• How safe are MYGAs? 

Key Takeaways: 

• Here’s how CDs (Certificate…

In this episode, The Annuity Man discussed: 

• Annuities that increase with inflation 

• The role of interest rates in pricing 

• For products that adjust for inflation

• Reverse-engineering your inc…

In this episode, The Annuity Man discussed: 

• CDs and MYGAs

• I-bond no-brainer

• The safest product in principal protection 

• How safe are MYGAs? 

Key Takeaways: 

• Here’s how CDs (Certificate…

In this episode, The Annuity Man discussed: 

• Products that adjust for inflation 

• Thinking rationally about inflation 

• Reverse-engineering annuity 

Key Takeaways: 

• Many bad sales pitches o…

In this episode, The Annuity Man discussed: 

• Threading the needle with volatility

• Freedom from volatility

• Annuities are the haystack 

• Time to secure guarantees 

Key Takeaways: 

• Threadin…

In this episode, The Annuity Man discussed: 

• Annuities are contracts 

• How Indexed Annuities Should Be Used 

• Don’t buy an annuity for market returns 

Key Takeaways: 

• To say that something …

In this episode, The Annuity Man discussed: 

• The four lifetime income products

• How annuities are priced 

• The simplicity of SPIA 

• Getting the highest guarantee 

Key Takeaways: 

• There are…

In this episode, The Annuity Man discussed: 

• Buying an annuity that you understand 

• Annuities aren’t one-size-fits-all

• How to know if you understand a product 

Key Takeaways: 

• When buying…

In this episode, The Annuity Man discussed: 

• Why do agents tell stories? 

• Protecting yourself from bad pitches 

• Don’t listen to these stories 

• The only two important questions 

Key Takeaw…

In this episode, The Annuity Man discussed: 

• Annuities for your spouse and loved ones 

• Throwing darts at death 

• Planning for cognitive decline 

• Filling in financial gaps

Key Takeaways: 

• …

In this episode, The Annuity Man discussed: 

• Solving for longevity risk 

• Four products for lifetime income 

• Focusing on guarantees 

Key Takeaways: 

• There is no ROI until you die. Up until…

In this episode, The Annuity Man discussed: 

• Annuities with a push-comes-to-shove feature 

• Advantages of liquidity 

• Balance between potential and liquidity 

• Why flexibility matters in annuity…

In this episode, The Annuity Man discussed: 

• Annuity companies are more regulated than banks 

• Features that protect the annuity industry 

• There is no run on annuities 

• How the banking crisis …

In this episode, The Annuity Man discussed: 

• Why would you want to stop taking in income? 

• Three types of irrevocable lifetime income teams 

• Light-switch Annuity Products

Key Takeaways: 

• …

In this episode, The Annuity Man discussed: 

• The fear of running out of money

• Solving the fear of running out 

• Is FORO more important the FOMO? 

• Using math to address FORO 

Key Takeaways:…

In this episode, The Annuity Man discussed: 

• The value of annuities for lifetime income planning 

• Laddering strategy with annuities 

• Placing an annuity inside a trust 

Key Takeaways: 

• Whe…

In this episode, The Annuity Man discussed: 

• Focusing on contractual guarantees

• What annuities solve for 

• Common annuity pitch traps 

Key Takeaways: 

• Avoid non-guaranteed hypotheticals an…