Freedom To Retire
Welcome to the Freedom to Retire podcast with host and financial advisor Jim Cipriotti! Join us as we explore the intricacies of retirement preparedness with Jim, a seasoned advisor from Retire Ready Financial Group. In each episode, Jim delves into essential retirement topics, analyzes current trends, and imparts invaluable tips to fortify your journey towards retirement with confidence.
Join Jim as he covers key principles for attaining financial security, aiding you in crafting the envisioned lifestyle for your post-career years. Leveraging his wealth of knowledge, Jim serves as your guide, providing insights and strategic approaches for a more prosperous and gratifying retirement.
Subscribe today and empower yourself to make smart financial decisions for a secure and fulfilling retirement.
Learn more about Jim and his team at RetireReadyFG.com or on social media: Facebook, Instagram, and LinkedIn.
- Update frequency
- every 5 days
- Average duration
- 29 minutes
- Episodes
- 181
- Years Active
- 2022 - 2025
Income for lifestyle!
Is Social Security enough to retire on? In this episode, Jim Cipriotti unpacks the realities of retirement planning, starting with the limitations of relying solely on Social Security. We explore the…
Cash flow can be tricky in retirement
In this episode, Jim Ciprioti discusses the essential components of retirement planning, emphasizing the importance of Social Security, cash flow, and the role of annuities. He highlights the risks a…
The Inherited IRA Trap No One Talks About
What if your well-laid retirement plan is quietly setting a tax trap for your heirs? In this episode of Freedom to Retire, Jim Cipriotti unpacks the often-overlooked complexities of inherited IRAs, f…
Retirement at Risk: How to Shield Your 401k
As retirement nears, the stakes get higher—how do you protect your nest egg from market volatility?
Jim Cipriotti of Retire Ready Financial Group explores the critical concept of de-risking investment…
Is Your Roth IRA Really Tax-Free Forever?
What if your Roth IRA’s tax-free future isn’t as secure as you think? In this episode of Freedom to Retire, Jim Cipriotti explores the shifting landscape of Roth taxation and why it’s raising eyebrow…
Why Your Portfolio Might Be Costing You More Than You Think
Are hidden fees quietly draining your retirement savings? In this episode of Freedom to Retire, Jim Cipriotti uncovers the often-overlooked costs buried in investment portfolios. He walks listeners t…
Retirement’s Hidden Tax Traps: Are You Ready?
What happens when your retirement plan overlooks the tax traps of inherited IRAs? In this episode of Freedom to Retire, Jim Cipriotti breaks down the often-misunderstood rules around required minimum…
Leaving Your Job? Here’s What Happens to Your Retirement Money
What if your 401 (k) could do more than just sit there? In this episode of Freedom to Retire, Jim Ciprioti breaks down how to navigate market volatility without falling into the trap of panic selling…
The Retirement Fee Trap You Didn’t See Coming!
Are you unknowingly paying too much in investment fees? In this episode of Freedom to Retire, Jim Cipriotti explores the evolving landscape of retirement planning—from the hidden costs in your portfo…
Exploring Alternative Investment Options
Is Your Retirement Plan Built to Survive What’s Coming?
In this episode of Freedom to Retire, Jim Cipriotti sounds the alarm on the hidden dangers threatening your financial future. With the national …
From Denial to Done: Your Retirement Plan Starts Here
In this episode of Freedom to Retire, Jim Cipriotti breaks down the critical steps to secure your future before it’s too late. From “deniers” to “planners,” discover which retirement mindset you fal…
Think Your Roth IRA Is Safe? Think Again.
In this eye-opening episode of Freedom to Retire, retirement strategist Jim Cipriotti exposes the hidden risks lurking in your Roth IRA. With Washington eyeing tax reforms, the “tax-free” promise may…
The Retirement Tax Mistake That Could Cost You
Are hidden tax traps threatening your retirement? In this episode of Freedom To Retire, Jim Cipriotti exposes costly 401(k) withdrawal mistakes and overlooked tax strategies that could derail your fi…
Missed the Dip? Here’s What You Can Still Do
What if a market dip could be your golden opportunity? In this episode of Freedom to Retire, Jim Cipriotti breaks down how Roth conversions during downturns can be a powerful tax-saving strategy. He …
Is Your Retirement Money Hiding in Plain Sight?
What if you had thousands of dollars sitting in a forgotten 401(k) and didn’t even know it? In this episode of Freedom to Retire, Jim Cipriotti uncovers the surprising truth about lost retirement acc…
Your 401(k) Is Growing—So Are the Risks
What if the tax-free promise of your Roth IRA isn’t as ironclad as you think? In this episode of Freedom to Retire, Jim Cipriotti tackles the growing concern about potential changes to Roth taxation …
From 59½ to 73: The Milestones That Matter Most
What if the key to a confident retirement lies in knowing just a few critical age milestones? In this episode of Freedom to Retire, Jim Cipriotti breaks down the essential ages that shape your retire…
A Love Letter Through Legacy: Planning Beyond the Numbers
What kind of legacy will you leave behind? In this heartfelt episode, Jim Cipriotti reflects on the life and legacy of George Wendt—not just as a public figure, but as a reminder of what it means to …
Social Security Shake-Up: What Retirees Need to Know Now
Is Social Security About to Change Forever? What Every Retiree Needs to Know!
With 27 years of experience, Jim Cipriotti breaks down a potentially game-changing proposal: the possible elimination of …
Navigating Financial Decisions in Your 50s and 60s
Jim Cipriotti emphasizes the critical role of tax planning in retirement, highlighting common mistakes individuals make, particularly regarding 401k withdrawals and the implications of taxes on retir…