Brian Adams, President and founder of Excelsior Capital, super-smart, clear, and engaging investor talks with Tom about how to not let money ruin a family and why real estate is a good investment. Brian tells Tom how Excelsior Capital works, why you need to take taxes and fees into account when evaluating the return on an investment, why cash is what matters and not gross IRR, why the S&P 500 is not as diversified as you might think, why preserving wealth is so difficult if you have more than one child, why it can be tough to maintain your lifestyle after you sell your company, the psychological and emotional toll of accumulating wealth, why money is the way we keep score, whether generational wealth is a problem, and why we need a national conversation about the death tax.