Queensland has a range of incentives to help first home buyers enter the market sooner and reduce upfront costs. From stamp duty concessions to a $30,000 grant for new homes, and a new shared equity scheme launching soon, there’s a lot to navigate.
In this episode, Jack Elliott walks you through what’s available as of September 2025, who’s eligible, and the key benefits and trade-offs to consider. You’ll learn how each incentive works, and why your long-term goals, strategy and asset quality should guide your decision, not just chasing the biggest discount.
In this episode:
🔑 Stamp duty concessions and how they work in QLD
🔑 The $30,000 First Home Owner Grant explained
🔑 Updates to the First Home Guarantee and upcoming price cap changes
🔑 The new “Boost to Buy” shared equity scheme and what it means for buyers
🔑 Why your long-term strategy matters more than the short-term savings
Timestamps
00:00 – Intro: what’s covered for QLD first home buyers
01:05 – What’s available right now in QLD (Sept 2025)
01:27 – Stamp duty concessions overview and shared eligibility
02:45 – First Home Concession for existing homes: thresholds and savings
03:49 – Examples: $700k, $720k, $750k stamp duty comparisons
04:40 – Home Concession over $800k: how it works + examples
05:46 – New home concession: full exemption for brand new or substantially renovated
07:04 – Vacant land concession: rules and timelines
08:12 – $30,000 First Home Owner Grant: who qualifies and what counts as new
08:48 – FHOG eligibility criteria and key notes
09:27 – Grant + strategy: avoid chasing new builds for the wrong reasons
10:18 – First Home Guarantee overview: 5% deposit, no LMI
11:07 – QLD price caps and income caps now and from Oct 2025
12:14 – “Boost to Buy” shared equity scheme: what it is
12:48 – Key features: government share, deposit, price cap, income caps
14:48 – Recap of all QLD supports
15:33 – How to get personalised help and links
Unlock your Free Resources
First Home (New Home) Concession
First Home Vacant Land Concession
Boost To Buy - Shared Equity Scheme
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