#93 How to Build Credit and Avoid Common Pitfalls

Today, we’re diving into the essentials of building credit and how to avoid the common traps that can hold you back financially.

Why credit matters:
Credit impacts your ability to get loans, mortgages, and even rent an apartment, and some jobs require a certain credit score or higher, like some military jobs. 

It's not just about access—good credit can save you money through lower interest rates. Yes, I know- this means you are taking on debt. I don’t LOVE debt, but I am also not 100% opposed to it! It can be useful, you can use it strategically, but you need to be VERY CAREFUL not to get in over your head. 

Here is a podcast episode on Budgeting 101: How to Create a Budget That Works for You  https://www.buzzsprout.com/2143456/episodes/16118661

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For ALL my info: (Blog, Podcast, Courses, Free Budgeting 101 online course, Financial Mission Membership program, and my exclusive 1:1 Money Coaching Program + Private Facebook Community, head on over to https://www.jesswaynecoaching.com/)

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