Financial and Lifestyle Freedom for UK Business Owners

In this inspiring client spotlight episode, Annette Ferguson walks you through the incredible transformation of Sarah, a marketing consultant who went from zero profit to £4,000 a month. If you feel …

In this episode of Financial and Lifestyle Freedom for UK Business Owners, Annette Ferguson dives deep into the Profit First cash management system and reveals the five biggest mistakes UK businesses…

In this eye-opening episode of Financial and Lifestyle Freedom for UK Business Owners, Annette Ferguson debunks five of the most dangerous accounting myths that could be silently draining your profit…

In this episode of Financial and Lifestyle Freedom for UK Business Owners, host Annette Ferguson reveals her proven framework for transforming your pricing strategy. If you're a service-based busines…

In this episode, we go beyond the basics and dive deep into advanced financial metrics like EBITDA, Operating Leverage, Economic Value Added (EVA), and more. Discover how these metrics can drive prof…

In this episode, we explore actionable tax planning strategies to help UK small business owners reduce their tax liabilities and maximise their savings. From claiming deductions to leveraging tax-eff…

In this episode, we explore how to create a sustainable growth strategy for your small business. From setting SMART goals to managing cash flow and optimizing your operations, I cover all the essenti…

In this episode, I break down the most common financial mistakes small business owners make—and how to fix them. From cash flow management to pricing strategies and tax planning, this episode will he…

In this episode, I explore practical strategies to manage and reduce business debt.

Learn the difference between good and bad debt, how to assess your current debt situation, and the best methods to …

In this episode, I dive into the essential steps of financial forecasting—from predicting your revenue and controlling expenses to ensuring cash flow stability. Learn how to create accurate financial…

In this episode, I explore the pricing strategies that can have the biggest impact on your business’s profitability. I cover value-based pricing vs. cost-plus pricing, how to confidently raise your p…

In this episode of the Financial and Lifestyle Freedom Podcast, I dive into how to prepare your small business financially for growth.

I cover cash flow forecasting, budgeting for growth, and strateg…

In this episode, Annette dives into the advanced financial metrics every small business owner should be tracking to grow their business. Learn how to calculate and improve your profit margins, manage…

In this episode on the Financial and Lifestyle Freedom Podcast, Annette shares how service-based business owners can increase their profitability without raising their revenue. She dives into three p…

If you've observed a decline in the frequency of one or two customers purchasing your products or services, it may indicate that they have churned. While most businesses face churn, it's essential to…

As a business owner and a mother of two, my morning routine has to involve my family.

I value family time, so I'm always there to help my children get ready for school and eat breakfast together. I'…

Simply having numerous customers who owe significant debts does not necessarily equate to a successful business. In fact, it can be detrimental, particularly to the cash flow. Therefore, although off…

Today's episode is about my favourite motto: trust your gut and understand the data. I explain the importance of both trusting your intuition and analyzing data when making business decisions.

Resourc…

There are several bottlenecks business owners face and need to overcome in order to scale and grow their business to successful fruition.  It is often said that some business owners themselves are th…

In this episode, I discussed the current economic climate of slow wage growth and high inflation leading to the cost of living crisis situation. You will hear how this impacts businesses and why it i…