Finances the Other "F" Word
A Gen Xer podcast for musicians and music lovers, where we discuss music and money without all the pretentious BS!
---Listener discretion is advised---
Hosts- Mel O-Certified Financial Planner and author of "Finances the Other "F" Word", and Zoe Terry-attorney at large.
- Update frequency
- every 8 days
- Average duration
- 52 minutes
- Episodes
- 105
- Years Active
- 2021 - 2025
Are Boomers Really to Blame- Breaking Down Generational Wealth and Economic Policy
Today, host Mel O, CFP, takes on one of the most heated debates in financial and generational discourse: “Are Boomers Really to Blame?” Drawing from decades of economic policy, Mel digs into the leg…
Surviving Modern HOAs Fees Foreclosures and the Fight for Affordable Housing Final
On today’s episode, host Mel O CFP dives deep into the world of Homeowners Associations—better known as HOAs—and unpacks why so many people have a love-hate (or just plain hate) relationship with the…
When Politics Manipulate Data The Danger for the 99 Percent
In this urgent episode, host Mel O, CFP, tackles the critical fallout from the unprecedented firing of the Bureau of Labor Statistics commissioner by the Trump administration. Mel O pulls back the cu…
Behind Closed Doors How Private Equity Funds Profit Off Your Losses
Today Mel talks about the complex and often infuriating world of private equity—and she is not holding back. Fueled by Slayer and a fair dose of righteous anger, Mel unpacks how private equity firms …
Surviving Economic Downturns The Great Depression 2008 and the Power of the 99 Percent
From the Wall Street crash of 1929 to the housing collapse of 2008, this episode breaks down how economic disasters unfold—and how the 99% always bear the brunt. Mel O explores the policies, corporat…
Who Really Pays The 99% and Americas Fiscal Future
Join Mel O as she dives deep into the complexities around America’s mounting national debt and the latest "big beautiful" tax bill making waves in Washington. In this episode, you'll get an unfiltere…
From Silicon Valley Bank to Super PACs: Crypto’s Trail in the Banking World
In this episode, Mel O returns to the mic after a hiatus, re-energized to tackle what’s happening at the intersection of crypto and the traditional banking system—and why it matters to you, your wall…
Constitution Unveiled Part 4 Term Limits DC Voting and the Myths of Congressional Pay
Americas Constitutional Amendments Amid Economic Crisis Tariffs Voting and State Power
Understanding Constitutional Amendments Deep Dive into 10-14 and Their Modern Interpretations
In today's episode, we explore amendments 10 through 14, delving into their historical context, the court cases that have shaped their interpretation, and their impact on today's legal landscape.
Fr…
Evaluating Trumps Economic Policies- Tariffs Trade Surpluses and Consumer Impact
California Wildfires 2025 Economic Losses and the Insurance Industrys Role
Today, we discuss the extensive losses of the 2025 California wildfires and potential ramifications to the insurance industry. Can the industry pay the large number of claims that will be filed in t…
Financial Outlook for 2025 Tax Updates Digital Assets and Social Media Safeguards
In today's episode, Mel O dives into the evolving financial landscape that is 2025. She also discusses minors on social media generating income from explicit content while navigating the complexities…
Makin Babies: Can Family Dynamics Drive Economic Growth Today
Is MAGA right?
Today, I discuss the complex interplay between demographics, economy, and global politics in "Makin Babies." I explore how historical and current trends impact our financial landscape.…
Election Betting and Polls: The Wealth Divide Threatening Democracy
Today, I discuss the dangers of election betting and how it can change election outcomes for you adn me. We discuss the dangers of foreign interfernece in our election process and how we are literal…
Strategies to Manage Financial Stress and Enhance Business Success
Welcome to episode 2 of the Startupz.ai podcast.
In this episode yours truly, Mel O, continues to struggle with finding a way to curb people's money anxieties. Grayson and I delve into the world of …
From Financial Stress to Start Up Sucess-Startupz.ai
Welcome to the inaugural episode of Startupz.ai.
Join me, Mel O CFP® and business strategist Grayson Scott from Startupz.ai as I navigate the world of business strategy.
This podcast is designed for …
Just the Tip-Tipping in America
Today, I discuss the ins and outs of tipping in America and how it came to be. Should we tax peoples tips? or are we just subsidizing the resturants employee pay roll?
When there is automatic gratui…