The return of 100% mortgages - should you get one?
- Author
- William Morley
- Published
- Wed 23 Jul 2025
- Episode Link
- https://shows.acast.com/times-money/episodes/is-the-100-mortgage-back
100% mortgages are back, but is it a financial fix or a gamble? Following Chancellor Rachel Reeves’ Mansion House speech, Holly Mead and Sarah Tucker from The Mortgage Mum, break down what the proposed mortgage reforms could mean for first-time buyers. With permanent 95% mortgage deals and new 100% mortgages making a comeback, are we seeing real help for generation rent - or are we risking a return to 2008-style lending?
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