Banking that Aligns with Your Values

When you think about making a Kingdom impact, your checking or savings account probably isn’t the first thing that comes to mind. But what if it should be?

Most of us view our bank account as a simple holding place for our money—a safe spot until we’re ready to spend, give, or invest. However, the truth is that your money is never truly at rest. Banks utilize those deposits daily to fund loans, support business ventures, and invest in various projects. That’s standard practice. But here’s the exciting part: you can actually choose a banking institution that uses your money to support Kingdom work.

Let’s unpack how your everyday banking decisions could be part of something far bigger than you imagined.

Banking That Builds the Kingdom

When you bank with a faith-based financial institution—one that’s intentionally aligned with biblical stewardship—you allow your money to participate in Kingdom work, even when you’re not actively spending or giving. Your checking account. Your savings. Even your emergency fund. All of it can be part of something bigger.

Imagine this:

• A pastor receives a home loan.
• A new Christian school opens in an underserved community.
• A clean water project is funded overseas.

And all of it is quietly supported by everyday people like you, simply choosing to bank where their values are reflected.

That’s the vision behind Christian Community Credit Union (CCCU)—a trusted partner of Faith & Finance. CCCU offers all the modern banking tools you’d expect: online access, mobile apps, competitive rates, and more. But their mission is different. It’s rooted in biblical stewardship.

When you open an account with CCCU, your deposits don’t just sit—they serve. Since its founding, CCCU has helped fund:

• Church construction and renovations
• Ministry and mission expansions
• Affordable housing and clean water projects
• Loans for pastors, missionaries, and Christian organizations

And they’ve donated more than $6.5 million to Kingdom causes around the world.

Small Deposits, Big Impact

You might be thinking, “That’s great—but I don’t have a lot in savings. Would it really make a difference?”

Absolutely. In God’s Kingdom, impact isn’t measured by dollar amounts—it’s measured by faithfulness.

Remember the boy in John 6 who brought five loaves and two fish? It seemed small. But in the hands of Jesus, it fed more than 5,000. The same principle applies here: when you offer what you have—however modest—it becomes part of something miraculous. Banking with CCCU is a way to say, “Lord, use even this for your glory.”

At Faith & Finance, we frequently discuss how we earn, give, and spend. But there’s a space in between—where your money simply rests. And even that space matters.

Because while your money is sitting, it’s still doing something. The question is: what is it doing? Is it funding what you believe in—or what you don’t? Aligning your bank account with your faith is a practical, quiet form of stewardship. It doesn’t require financial expertise—just a desire to honor God in every area of your life.

Ready to Take the Next Step?

If you’re looking for a simple yet meaningful way to bring your money into greater alignment with your faith, Christian Community Credit Union (CCCU) is a great place to start.

They offer:

• Full-service banking
• Competitive products
• A clear commitment to biblical values
• Real-world impact for the gospel

To learn more or open an account, visit: FaithFi.com/Banking. Your everyday banking can be more than routine. It can be redemptive.

On Today’s Program, Rob Answers Listener Questions:

• I’m retiring next year and want to know if I can still contribute to a Roth IRA, what income limits apply, and what taxes I’ll owe when I start making withdrawals.
• I have significant credit card debt and want to know if debt relief programs align with biblical principles. Is there a way to get help paying off my debt without being unethical?
• I’m on disability and keep tapping my emergency fund for unexpected expenses. How can I actually build savings when something seems to come up every month?
• I have $4,000 in a Discover Bank savings account earning 3.5% interest. Should I move it to my Vanguard account? Also, what’s the purpose of the settlement fund in Vanguard that doesn’t seem to be doing anything?
• I receive my late husband’s Social Security survivor benefits, and next year I’ll begin receiving his pension. Will the pension reduce my Social Security benefit?
• I recently refinanced my home and paid off my credit cards. Is it better to make my mortgage payment once a month or split it into two payments each month?

Resources Mentioned:

• Faithful Steward: FaithFi’s New Quarterly Magazine (Become a FaithFi Partner)
• Christian Community Credit Union (CCCU)
• Christian Credit Counselors
• Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money
• Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)
• FaithFi App

Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.