347 credit ratings and agencies

In today’s episode Dev discusses credit ratings and credit agencies, covering the following topics:

👉🏾 what is a rating?

👉🏿 the big 3

👉🏻 ratings agencies and history

👉 Fitch vs Moody vs SP Global

👉🏼 the role of credit rating agencies

👉🏽 benefits vs problems

👉🏾 what happened in 2008 vs rating agencies

👉🏿 factors affecting credit ratings

📝 Episode transcripts 

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

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