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Building African Digital Banking: Affinity Africa's Journey

Author
The Labari Journal
Published
Mon 26 May 2025
Episode Link
https://labarijournal.com/inspired-by-nubank-affinity-africa-is-taking-its-time-to-build-digital-banking-for-africans/

This episode explores Affinity Africa, a fintech company in Ghana building a digital bank inspired by Nubank.


The company started with a microfinance license and is patiently navigating regulatory hurdles to offer full banking services through a mobile app and other platforms. Affinity focuses on providing loans to individuals and small businesses, developing its own credit scoring engine based on user behavior rather than third-party data.

Read all our stories at labarijournal.com


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