Faith-Based Finance Coaching: How Ralph Estep Helps People Escape Financial Bondage

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Today, I sit down with Ralph Estep, an accountant, business coach, and daily podcast host who boldly brings faith into every aspect of life—including finances. Mr. Estep is a rare voice in today's world: unashamed of the gospel, rooted in biblical wisdom, and unafraid to challenge cultural norms about money, success, and purpose. In this episode, we talk about his journey from growing up as the “man of the house” at age eight to discovering his calling as what he now calls a “podcasting evangelist.”

Mr. Estep breaks down seven biblical principles that can help anyone escape the paycheck-to-paycheck cycle. From avoiding debt and working diligently to saving consistently and giving generously, he offers a faith-first framework for financial transformation. We also dive into how poor financial habits can lead to emotional emptiness, addiction, and broken relationships—and how aligning your money with your mission can change your life. Whether you’re a young adult, military veteran, small business owner, or struggling parent, this episode offers tools you can start using right now.

We don’t stop at money, though. Mr. Estep shares deeply personal stories about spiritual growth, denominational confusion, televangelist falsehoods, and why “being still” is the greatest advice he can give. This is a conversation for anyone looking to align their wallet with the Word of God—and walk out a purpose-filled life. If you’ve ever asked, “What does God want for my finances?”—this episode is your answer.

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*Couple O' Nukes LLC and Mr. Whiskey are not licensed medical entities, nor do they take responsibility for any advice or information put forth by guests. Take all advice at your own risk.