The Accident Benefits Bonanza, Part 1

Hosts: Hamish Mills-McEwan and Stanford Cummings

Topic: In this episode of Civil Banter, our hosts Hamish and Stan take a deep dive into the Ontario accident benefits system including how it works, who it applies to, and why it’s such a critical (and often overlooked) part of our insurance framework.

Our hosts explain how Ontario’s no-fault system ensures access to treatment and financial help regardless of who caused the crash. Whether you're a driver, cyclist, pedestrian, or passenger, you may be entitled to benefits like income replacement, caregiver support, or non-earner compensation.

This episode focuses on the basics: how to access benefits, what each type covers, and why the accident benefits system is often more valuable than the coverage on your car itself. Along the way, Hamish and Stan highlight the importance of optional coverage and understanding your policy before the unexpected happens.

Plus, in “The Reasonable Stan,” Stanford nails the damages award in a recent malpractice case, right down to the dollar.

Have a question about your rights after a car accident? Email the podcast at [email protected] or reach out to the Nelligan Law team at [email protected].

Thank you for joining us for Civil Banter. Tune in for more insightful discussions on the intricacies of civil law and the personal experiences that shape the practice of law.