Episode 13 — State Oversight: Attorneys General and Insurance Departments

While federal agencies are powerful, state-level enforcement often drives privacy practice in the U.S. This episode highlights the role of state attorneys general, who bring enforcement actions under state privacy laws, consumer protection statutes, and data breach notification acts. We’ll also explore the growing influence of specialized bodies like the California Privacy Protection Agency, which wields authority over the CCPA and CPRA. Insurance departments add another dimension by regulating how sensitive consumer data is handled in financial and health-related contexts.

This decentralized enforcement structure makes compliance especially challenging, as organizations must navigate variations in rules, standards, and penalties across jurisdictions. We’ll discuss how these state actors complement, and sometimes conflict with, federal agencies. Understanding this web of oversight is critical for analyzing real-world scenarios and exam questions involving overlapping authorities. Produced by BareMetalCyber.com