Kalpesh Kapadia, CEO and Founder of Deserve: Building the Future of Credit Cards

In today's episode of Category Visionaries, we speak with Kalpesh Kapadia, CEO and Founder of Deserve, a mobile-first credit card platform powering the future of credit cards. 

Topics Discussed:

• Kalpesh’s background as a mechanical engineer, his life in India in the 1980s, and his studies in the US


• How his experiences as a foreign student in the US led Kalpesh to found the company that became Deserve


• What’s different about credit cards like Deserve, that run entirely on the cloud 


• Why 99% of the credit cards still run on infrastructure from the 80s and 90s, and what problem this will be causing by 2025


• Working as B2C versus B2B, getting a domain name, and crisis management

Favorite book: 

The Art of Thinking Clearly