75// How to add a big expense to your already-tight budget

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What do you do when you need to add a new expense but your budget already feels maxed out? Recently, I did just that.

In this episode, I walk through the steps I took to make it work:

• Figuring out the true cost (monthly and yearly)
• Testing it in my budget and year plan
• Deciding what categories I was—and wasn’t—willing to cut
• Adjusting amounts until everything fit

If you’ve ever tried to fit a new cost into your budget—whether that’s kids’ activities, a car payment, or higher rent—this process will help you approach it with clarity instead of stress.

Episodes mentioned: 

66// What is a Zero-Balance Budget? Plus 11 reasons it will work for you.

26// How to budget for self-care | Building a sinking fund for your personal wants and needs

53// Why I Hated a Yearly Budget (But You Might Love It!)

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