Broke the Rules, Built an Empire – Him500 on Credit & Power

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Follow the guest: https://www.instagram.com/him500/

Marcus Barney—better known as Him500—went from selling houses during the 2008 real estate crash to building one of the most respected credit and business brands in the country. In this powerful interview, he breaks down how he turned credit into a $100K/week marketing weapon, built Recession Proof, and created lasting impact in the Black business community. From early mistakes and legal battles to building Circle of CEOs, Him500 shares the raw truth about resilience, mindset, and building systems that last. If you want to understand the psychology behind wealth creation and community building, this is a must-watch.

00:00 – Taste of success & early mindset shift
01:51 – Who is Marcus before Him500?
04:03 – Growing up in California & seeing limited possibilities
07:23 – Moving to Atlanta & why it changed everything
09:32 – Life lessons from a father in prison
11:15 – Legal trouble, ambition, and chasing money
13:31 – Real estate hustle & the 2008 crash
16:40 – Lessons from losing everything & becoming recession proof
17:47 – Hustling in Atlanta: shoes, phones, and survival
19:10 – Discovering credit repair & the Wells Fargo connection
21:37 – Boost Mobile franchise & mentorship lessons
23:16 – Manufacturing spending & scaling with credit
24:23 – Sprint trouble, warehouse jobs, & rebuilding
27:43 – Learning HR systems & building a real business
28:20 – The origin of the Him500 name
30:08 – How to grow a brand & out-market competitors
31:48 – Why authenticity separates Him500 from the competition
33:55 – Building Recession Proof & giving away the game
34:26 – Raising kids without repeating generational struggles
39:00 – Meeting his partner & the power of mental connection
44:36 – Loyalty moments & building together
47:37 – Innovating in a crowded credit space
48:49 – Leadership & letting others pass the bar
49:20 – Handling hate & protecting your image
53:17 – The truth about Circle of CEOs & building genuine friendships
58:42 – Why Atlanta will never be duplicated
1:06:07 – New history being made & the future of Black business
1:07:19 – Free gift & where to find Him500

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