What if claiming Social Security early could cost you—and your spouse—thousands for life? In this episode of Aspire to Retire, Ralph and Tim Short of Welcome Home Financial Partners unpack the real impact of early Social Security decisions, tax traps, and retirement milestones that could make or break your financial future. From misunderstood RMD rules to the emotional pull of relocating for grandkids, they explore how to build a retirement roadmap that’s truly your own. Whether you're 50 or 70, this conversation will help you rethink what “retirement ready” really means.
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